Kingdom Community Bank offers low cost, unsecured personal loans which are available for just about any purpose – a new car, a holiday, Christmas, a new washing machine, repairs or home improvements.
We charge no set up fees, no repayment penalties and there are no hidden costs. There are several loan options available as detailed below.
Our Commitment to Affordable Credit
As your locally owned Community Bank, we are passionate about helping people in Fife. We believe in the deliverance of a Fairer Fife as defined by the Fairer Fife commission, ” a Fife where all residents have the capability to live good lives, makes choices and reach their full potential and where all children are safe, happy and healthy”. We do our bit by offering affordable credit. Our loans are very affordable – we don’t want people to use Wonga, Sunny Loans, Provident or even local loan suppliers like Forth Financial Services Ltd., Loans At Home or even Conduit (our local C.D.F.I.) and we definitely don’t want people going to weekly rent to own companies such as Brighthouse when they can come to us and get a cheaper loan. So we ask you to check out the figures on our loan calculator below, then contact us to apply!
Fairer Fife Commission
If you’re in employment, talk to your employer about deducting a regular sum from your wages and paying it directly in to your Community Bank account. The regular amount will be paid in to your savings and/or loan – your employer wont know which!
Even if you’re on a low income or receiving benefits, you can still apply for a Kingdom Handy Loan. You don’t even need to be a member! You can join when you apply for your loan.
Which is the right loan for you?
Kingdom Saver Loan (12.68% APR.)
Kingdom Saver Plus Loan: (9.38% APR.)
Loyalty Advance Loan (6.9% APR.)
Kingdom Handy Loan (34.49% APR.)
Loans include Member death benefit at no extra cost.
We assess your ability to borrow (and repay) a loan on your current situation rather than your credit history, but please note that larger loan applications will include a credit check which is standard practice.