Kingdom Community Bank offers low cost, unsecured personal loans which are available for just about any purpose – a new car, a holiday, Christmas, a new washing machine, repairs or home improvements.
We charge no set up fees, no repayment penalties and there are no hidden costs. There are several loan options available as detailed below.
Our Commitment to Affordable Credit
As your local member owned Community Bank, we are passionate about helping people in Fife. We believe in the deliverance of a Fairer Fife as defined by the Fairer Fife commission, ” a Fife where all residents have the capability to live good lives, makes choices and reach their full potential and where all children are safe, happy and healthy”. We do our bit by offering affordable credit. Our loans are very affordable – we don’t want people to use Everyday Loans, Quick Quid, Provident, or other high cost lenders such as Loans At Home and we definitely don’t want people going to weekly rent to own companies such as Brighthouse when they can come to us and get a cheaper loan. Whatever your circumstances, and even if you have received quotes from other lenders, please consider coming to us. Simply check out the figures on our loan calculator below, then contact us to apply!
Fairer Fife Commission
Even if you’re on a low income or receiving benefits, you can still apply for a Kingdom Handy Loan. You don’t even need to be a member! You can join when you apply for your loan.
Which is the right loan for you?
Personal Unsecured Loan £5001-£12000 (7.5% APR.)
This loan can be paid back over up to 60 months and has our lowest interest rate for our personal Unsecured Loans. Borrowing £12000 over 60 months would be payable at £238.81 p/m.
Personal Unsecured Loan £1501-£5000 (12.7% APR.)
Are you looking for that once in a lifetime family holiday? If so, this might be the loan for you. This loan can be taken over up to 60 months (5 years).
Personal Unsecured Loan £501-£1500 (34.5% APR.)
This is the loan for anyone wishing to borrow between £501 and £1500. This loan can be taken over anything up to 24 months. Borrowing £1000 over 24 months would be payable at £55.96 per month plus £5 to your savings.
Personal Unsecured Loan £100-£500 (42.6% APR.)
If you are looking to borrow between £100 and £500, Kingdom Community Bank can offer loans at 42.6% over up to 12 months. Borrowing £250 over 12 months would be payable at £25.14 per month plus £5 to your savings. The total interest for this loan would be £51.62.
Payroll Unsecured Loans
We also offer several different loans for people who work for one of the following agencies:-Fife Council, Marine Harvest(MOWI), James Donaldson Timber Ltd, Paywizard, Fife Gingerbread. For more information please contact a member of staff on 01592 714888.em>
Please contact us on 01592 714888 / 758596 for examples of how much you may be able to borrow or use our loan calculator.
Loans include Member death benefit at no extra cost.
We assess your ability to borrow (and repay) a loan on your current situation rather than your credit history, but please note that larger loan applications will include a credit check which is standard practice.
Times and Locations
Tel: 01592 714888
Tel: 01592 758596
1.30pm to 3.00pm – Valleyfield Centre, Chapel Street, High Valleyfield, KY12 8SJ
6.00pm to 7.00pm – Sandy Brae Community Centre, Sandy Brae, Kennoway, KY8 5JN
1.30pm to 3.30pm – Fife Migrants Forum, 4 The Postings, Kirkcaldy, KY1 1HN
10.00am to 12.00noon – Dunfermline Advice Hub, 31 Chapel Street, Dunfermline, KY12 7AW
10.00am to 12.00noon – Parkgate Community Centre, Parkgate, Rosyth, KY11 2JW
10.00am to 12.00noon – Kelty Community Centre, 90-92 Main Street, Kelty, KY4 0AQ
10.00am to 11.00am – Sailors Rest, 230 High Street, Lower Methil, KY8 3EF
1.30pm to 3.00pm – YMCA, Hendry Crescent, Kirkcaldy, KY2 5UA
2.00pm to 3.00pm – Inverkeithing Civic Centre, 10 Queens Street, Inverkeithing, KY11 1PA
1.00pm to 2.00pm – Kirkcaldy Methodist Church, 95D St. Clair Street, KY1 2BS
10.00am to 12.00noon – St. Margaret’s Parish Church, Abel Place, Touch, KY11 4JJ
11.00am to 13.00pm – Maxwell Community Centre, 70 Stenhouse Street, Cowdenbeath, KY4 9DD
10.30am to 12.30pm – Philp Hall, Heggie’s Wynd, Links Street, Kirkcaldy, KY1 1QX
10.00am to 12.00noon – Coalfields Regeneration Trust, 2 Kirk Street, Kincardine, FK10 4PT