Annual Membership Fee
At our last AGM, Members voted for an Annual Membership Fee of £5. We are therefore required, under our rules, to apply this charge to all adult Member accounts. For more information click the link below.
Annual Membership Fee Information
Loan Application Timescale
Kingdom Community Bank aims to process every loan application within 3-5 working days and are continually looking in to ways to improve on this. We will keep our members up to date with how long we are currently taking by posting on our website.
We are currently taking 3 working days to process loan applications. If you have submitted an application, please allow the 5 working days before calling us to check on the progress of your application. We appreciate our members’ continued patience.
Collection Point Update
The following collection points will be closed on the respective dates.
Closed until further notice
We apologise for any inconvenience caused.
Our Commitment to Affordable Credit
As your locally owned Community Bank, we are passionate about helping people in Fife. We believe in the deliverance of a Fairer Fife as defined by the Fairer Fife commission, ” a Fife where all residents have the capability to live good lives, makes choices and reach their full potential and where all children are safe, happy and healthy”. We do our bit by offering affordable credit. Our loans are very affordable – we don’t want people to use Sunny Loans, Provident or even local loan suppliers like Forth Financial Services Ltd. or Loans At Home and definitely don’t want people going to weekly rent to own companies such as Brighthouse when they can come to us and get a cheaper loan. So we ask you to check out the figures on our loan calculator below, then contact us to apply!
Fairer Fife Commission
Good Reasons to borrow from Kingdom Community Bank
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General Data Protection Regulations (GDPR)
Kingdom Credit Union Ltd (trading as Kingdom Community Bank) understands the business impact of personal data related risks and is committed to protecting and respecting your privacy.
Our Privacy Notice explains what personal data (information) we hold about you, how we collect it, and how we use and may share information about you whilst we are working with you and for a period thereafter. It also explains your rights under the law relating to your personal data. We are required to notify you of this information under data protection legislation. Our Privacy Notice sets out the lawful basis and specified purposes on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read our Privacy Notice carefully and any other similar notice we may provide to you from time to time in order to understand our views and practices regarding your personal data and how we will treat it.
Financial Services Compensation Scheme
We would also like to remind you that as members of the Financial Services Compensation Scheme, savings in all credit unions are protected up to their first £85,000.
As a volunteer led organisation, Kingdom Community Bank is always looking for people who want to give back to the local community. We need volunteers to run new and existing collection points across Fife. If you feel that your skills are suited to an ethical, progressive, financial organisation please click the link below.