Loan Application Timescale

Kingdom Community Bank aims to process every loan application within 3-5 working days and are continually looking in to ways to improve on this. We will keep our members up to date with how long we are currently taking by posting on our website.
We are currently taking between 4 and 5 working days to process loan applications. If you have submitted an application, please allow the 5 working days before calling us to check on the progress of your application. We appreciate our members’ continued patience.

Collection Point Update

The following collection points will be closed on the respective dates.

Methodist Church –
8th August
15th August

Inverkeithing Civic Centre –
17th July

Kirkcaldy YMCA –
17th July*
24th July*
31st July*

*The collection point will be relocated to the Linton Lane Centre, Kirkcaldy on these dates.

Philp Hall –
19th July

Sandy Brae Centre – Kennoway

22nd July
29th July
05th August

Office Closures

Our Glenrothes office will be closed on Thursday 18th July 2019 between 13:00 and 14:30 due to staff training. Also, our Methilhill office will open between 9:00 and 12:00 on the 18th July.

Telephone lines will be down between 13:00 and 14:30.

We apologise for any inconvenience caused.

Our Commitment to Affordable Credit

As your locally owned Community Bank, we are passionate about helping people in Fife. We believe in the deliverance of a Fairer Fife as defined by the Fairer Fife commission, ” a Fife where all residents have the capability to live good lives, makes choices and reach their full potential and where all children are safe, happy and healthy”. We do our bit by offering affordable credit. Our loans are very affordable – we don’t want people to use Sunny Loans, Provident or even local loan suppliers like Forth Financial Services Ltd. or Loans At Home and definitely don’t want people going to weekly rent to own companies such as Brighthouse when they can come to us and get a cheaper loan. So we ask you to check out the figures on our loan calculator below, then contact us to apply!
Loan Calculator
Fairer Fife Commission

Services

Good Reasons to borrow from Kingdom Community Bank




Loans

Providing loans to Members is one of the main functions of Kingdom Community Bank. We encourage you to manage your money carefully by structuring loans around your needs and your ability to repay. There are no hidden charges or fees.

 




Savings

Regular savings is a good idea and is recommended by Kingdom Community Bank. You might like to save for holidays, Christmas, Education or simply to put something by for that ‘Rainy Day’. When possible, there is an annual dividend on savings.

 




Death Benefits

Kingdom Community Bank also offers death benefits on loans and savings at no extra costs. There is no need to worry about what happens to the balance of your loan in the event of your death and savings may be increased too!

 

General Data Protection Regulations (GDPR)

Kingdom Credit Union Ltd (trading as Kingdom Community Bank) understands the business impact of personal data related risks and is committed to protecting and respecting your privacy.

Our Privacy Notice explains what personal data (information) we hold about you, how we collect it, and how we use and may share information about you whilst we are working with you and for a period thereafter. It also explains your rights under the law relating to your personal data. We are required to notify you of this information under data protection legislation. Our Privacy Notice sets out the lawful basis and specified purposes on which any personal data we collect from you, or that you provide to us, will be processed by us. Please read our Privacy Notice carefully and any other similar notice we may provide to you from time to time in order to understand our views and practices regarding your personal data and how we will treat it.

You can read our full  Privacy Policy  so that you may feel confident about the privacy and security of your personal information.

Financial Services Compensation Scheme

We would also like to remind you that as members of the Financial Services Compensation Scheme, savings in all credit unions are protected up to their first £85,000.

Volunteers Wanted!

As a volunteer led organisation, Kingdom Community Bank is always looking for people who want to give back to the local community. We need volunteers to run new and existing collection points across Fife. If you feel that your skills are suited to an ethical, progressive, financial organisation please click the link below.

Kingdom Community Bank News

Read more... 0 comments