Questions and Answers

About KCB

We're a credit union, a properly registered financial firm, regulated by the Financial Conduct Authority and Prudential Regulation Authority. We provide Members with access to affordable loans and provide opportunities to save with us. When you save with us, you are a part-owner and have shares in your local community bank!

Absolutely - it is fully guaranteed by the Financial Services Compensation Scheme, the same government-backed scheme that protects deposits with high street banks.


Anybody over the age of 18 who lives or works in Fife can apply to join Kingdom. You can apply online, it is quick and easy to do.

Yes, you can. To be able to apply online you must have a working e-mailing address. You can print out our paper application form, complete using a pen and then post it back to us or pop it into a branch (or through the letterbox).  If you don't have a printer, you can collect an application form at a branch.



We ask Members to apply for the amount of money they need to borrow.  The maximum is £12,000 in total, across all loans that can be held at any one time with us.


Junior savers

Money help