Sorry, but we can’t provide an answer to that. Members should ask for the amount of money that they need for the purpose of the loan. They should also think about affordability when deciding that. Our Loans page includes a loan calculator and can show how long a loan can be spread over, so that you can see how much you can borrow if you want to repay, for example, £80 per month and so on.
In some cases, where affordability is not so great, we will limit the loan we are willing to offer to try to ensure it is affordable. Sometimes, this will mean offering the same as you were offered the last time. In some cases, we will be unable to offer what you were offered the last time - current circumstances, payment history and much more are all taken into account to ensure the loan is affordable and that we are acting responsibly when we lend to Members.
Therefore, we do offer lower amounts to some Members rather than just declining the application.
The maximum is £12,000 in total, across all loans that can be held at any one time with us.