Festive Opening Hours
As the holiday season approaches, we would like to inform you of our Christmas and New Year opening hours:
Closed Days (these are Bank Holidays):
Wednesday, 25 December 2024
Thursday, 26 December 2024
Wednesday, 01 January 2025
Early Closures:
Christmas Eve (24 December): Closing at 3 PM
New Year’s Eve (31 December): Closing at 3 PM
To ensure any transfer requests are processed on time, please submit them by 2 PM on 24 and 31 December.
Branch-Specific Information
Methilhill and Dunfermline Branches:
These branches will close on 24 December and re-open on 02 January 2025.
Glenrothes Branch:
Open as usual, except from the dates listed above under ‘Festive Opening Hours’.
Online Services and Phone Lines
Our online services and phone lines will remain available during open hours to assist you with your needs.
Thank you and we wish you a joyful holiday season!
We are closed for the bank holiday, reopening on Tuesday morning. You can still access your account online, submit an online request, apply for loans and access your loan application online at any time through our website.
Please remember, that the 1 hour response for an online request is for working hours, so you won't get a response during the bank holiday.
Tom Arthur MSP, Cabinet Minister for Employment and Investment congratulated us on our 20th anniversary:
“I am delighted to give my warmest congratulations to Kingdom Community Bank on its 20th Anniversary. The Scottish Government is committed to supporting greater financial inclusion, including through championing our credit union sector and community lenders."
“Kingdom is a fantastic Scottish business success story and has had an incredible journey over the last 20 years. From its beginnings in Glenrothes back in 2004, it is now Fife’s largest credit union with more than 8,000 members and three branches across Glenrothes, Leven and, as of this year, Dunfermline.”
“Kingdom is a real Living Wage employer that exists for and consistently gives back to the local community. I continue to be impressed by its dedication to improving financial inclusion across Fife.”
We've added a new page to our website to showcase some of the things we did during our 20th anniversary celebrations! Click here to read more and see some pictures.
We're delighted to have been presented with our Stop Loan Sharks Scotland Charter Mark from the Scottish Illegal Money Lending Unit (SIMLU).
We were presented the Charter Mark at our 20th anniversary event earlier this week by John Pollock from SIMLU.
The aim of the Charter Mark is to create a network of organisations actively seeking to uncover and tackle illegal lending, but most importantly, that network will help to stop people from ever using loan sharks in the first place.
Loan sharks operate in Fife and what they do is illegal. Please report any loan shark activity that you are awre of - they prey on the vulnerable and are often behind some horrific crimes in our communities. Borrowing from a loan shark isn't illegal, so don't worry about getting into any trouble - it's the illegal lender that has broken the law and should be held to account. You can contact SIMLU on their confidential 24/7 helpline on 0800 074 0878, or text 'loan shark' to 07741 701 325.
For more information, you can visit their website at: www.stopillegallending.co.uk
We are celebrating our twentieth anniversary during the week beginning 24 June 2024!
We've come a long way since starting up as a small community credit union with under 100 members back in June 2004, in Glenrothes.
We will be holding a few events during the week in our branches - so please do pop in to see us and help us celebrate this milestone:
We also have a few other things planned to take place during the week, including a special event for senior leaders in Fife's civil society, to raise awareness of the work we do at KCB. We'll be posting updates throughout the week here, and also on our Facebook page.
As a regulated financial firm, we are required to undergo a thorough external, independent audit of our finances each year. The auditor signs those accounts and we submit them to the Financial Conduct Authority. These are available to everybody, at no cost, online through the FCA's Mutuals Register.
We have taken the decision to publish them here, on our website, to make it easier for Members to see our financial position and what the auditors say about our finances. We have made them available on the Members' Meetings page.
If you have any queries about your local credit union, how it is run, our finances or anything else - please just get in touch.
We're delighted to announce the opening of a new branch in Dunfermline. From 27 February, it will be available 10am to 4pm, Monday to Friday. Please pop in to see us - we're located within the new Community Support Hub, which is beside Superdrug and Boots in the Kingsgate Shopping Centre.
You can read more about this in our latest newsletter.
Our latest Newsletter is available to view online now - just click here.
Please take a few minutes to have a look through - there's information about our new branch in Dunfermline, some statistics from your community bank during 2023 and much more!
Our Annual General Meeting will be held on Friday 08 March 2024 at 1300hrs using Zoom technology - so you can join from your home. This is an opportunity for our members to have a say in the running of their community bank.
To read more about our AGM, see Minutes of the previous meeting and to book your free place, click here.
We are hosting a number of information sessions for Members to share some ideas on how to make ends meet during the cost-of-living crisis. These initial sessions are being held across SW Fife.
These sessions are free, informal and interactive. Our experienced staff will be on-hand to make suggestions, provide explanations and answer any queries. We'll also be organising other sessions around understanding numbers and finances, to help members with valuable life skills to reduce any money worries, avoid financial pitfalls and make our members better off.
To view the list of sessions, the dates and venues click here.
We are closed for the bank holiday, reopening on Tuesday morning. You can still access your account online, submit an online request, apply for loans and access your loan application online at any time through our website.
Please remember, that the 1 hour response for an online request is for working hours, so you won't get a response during the bank holiday.
Our first Making Ends Meet session will take place on Tuesday 29 August at the Parkgate Community Centre in Rosyth.
To find out more, and to book your free place, please click here.
We're about to launch a number of information sessions for Members to share some ideas on how to make ends meet during the cost-of-living crisis.
These sessions will be free, informal and interactive. Our experienced staff will be on-hand to make suggestions, provide explanations and answer any queries. We'll also be organising other sessions around understanding numbers and finances, to help members with valuable life skills to reduce any money worries, avoid financial pitfalls and make our members better off.
You can register your interest in attending a session here (without any obligation to attend!). Once the venues, dates and times are confirmed, we'll be updating our website and our Facebook page.
The Bank of Scotland has dramatically increased how much we have to pay for every single transaction we process, and we process thousands every month. This will have a huge impact on our operating costs and make it less likely that we'll be able to return a dividend to Members if we don't make some changes.
We have developed a new policy which introduces limits on transfer requests and/or possible charges for some transfers. This policy is likely to affect less than 1% of our Members.
Our priority is to make sure that we manage our costs and ensure Members continue to receive excellent value and service.
You can find the new policy here or ask for a copy in the branch.
If you have any concerns or suggestions on how we can best manage this huge increase in operating cost, please do speak to us.
We have a vacancy for a Loans Officer. This is a full-time position, normal business hours - a great role for somebody who wants to help others, is committed to fairness and great customer service, and who is accurate with great number skills.
Please click here for the job description, person specification and application form.
We'll be closed for the bank holiday, reopening on Tuesday morning. You can still access your account online, submit an online request, apply for loans and access your loan application online at any time through our website.
Please remember, that the 1 hour response for an online request is for working hours, so you won't get a response during the bank holiday.
Members are advised that we will be undertaking essential work on our telephone lines and system on Friday 26 May. The phones will be out of operation at various points during the day. Contacting us by telephone on Friday is therefore not advised - please try to use the website and e-mail wherever possible. Thank you for your patience whilst we complete these upgrades.
We have a vacancy for a Loans Officer. This is a full-time position, normal business hours - a great role for somebody who wants to help others, is committed to fairness and great customer service, and who is accurate with great number skills.
Please click here for the job description, person specification and application form.
We've just published our latest Newsletter, which you can view online here (PDF file).
Our Annual General Meeting will be held on Wednesday 08 March 2023 at 1800hrs using Zoom technology - so you can join from your home. This is an opportunity for our members to have a say in the running of their community bank.
To read more about our AGM, see Minutes of the previous meeting and to book your free place, click here.
We've just secured funding for an exciting new project that will require a part-time (28 hours, hours flexible and to be negotiated) Learning and Development Officer to develop and deliver learning around household financial management and budgeting.
Please click here for the job description, person specification and application form.
We've just secured funding for an exciting new project that will require a full-time Outreach Officer to engage with communities and groups across South and West Fife to promote the benefits of credit union membership.
Please click here for the job description, person specification and application form.
We've just secured funding for an exciting new project that will require a part-time (28 hours, hours flexible and to be negotiated) Learning and Development Officer to develop and deliver learning around household financial management and budgeting.
Please click here for the job description, person specification and application form.
This year we will be closed on the bank holidays, so that's Monday 26 December, Tuesday 27 December and Monday 02 January 2023.
We'll be fully open, as normal, on all other days - we won't be closing early this year.
We'd like to wish all of our Members a very happy and healthy Christmas and New Year!
We'll be closed for the recently announced bank holiday, on Monday 19 September, reopening on Tuesday morning. You can still access your account online, submit an online request, apply for loans and access your loan application online at any time through our website.
Please remember, that the 1 hour response for an online request is for working hours, so you won't get a response during the bank holiday.
All households are facing increased financial pressure as inflation, huge rises in energy bills and increases in other living costs take hold. We've put together a list of resources to try and help our Members to save money, manage their money and reduce any debt they might have.
We'll be closed for the bank holiday, reopening on Tuesday morning. You can still access your account online, submit an online request, apply for loans and access your loan application online at any time through our website.
Please remember, that the 1 hour response for an online request is for working hours, so you won't get a response during the bank holiday.
At our AGM in 2020, Members agreed to make some changes to the Rulebook. On 03 August 2022 we received confirmation from the Regulator that the proposed changes have been accepted.
The Rulebook is available in the Member's section of our website, under Member's Meetings.
Our Annual General Meeting will be held on Thursday 10 March 2022 at 1300hrs using Zoom technology - so you can join from your home. This is an opportunity for our members to have a say in the running of their community bank.
We're pleased to announce that our Glenrothes branch is now open 10am to 4pm, Monday to Friday.
Members are advised that KCB will be closed on the following bank holidays -
Monday 27 December
Tuesday 28 December, and
Monday 03 January 2022.
We will be closing slightly earlier, at 3pm on Friday 24 December and Friday 31 December.
Please remember, that you can access your online account at any time, and can make online requests at any time - these will be picked up by staff and processed within 1 working hour of our branches re-opening.
Once again, the staff team and Board of Kingdom Community Bank would like to wish all Members a safe and happy Christmas and New Year.
We are delighted to announce that we have just received our Cyber Essentials certification. This scheme is operated by the National Cyber Security Centre, part of GCHQ, and is for businesses across all sectors. It demonstrates our commitment to cyber security - keeping KCB's systems, and our Member's data, safe and secure from cyber threats.
KCB's CEO, Sofia Dogan, said "Cyber Essentials accreditation is further evidence of our commitment to improvement, and recognises some of the hard work we've put in over recent months to improve our digital services. Protecting Member data and making sure services are safe from a range of risks has been a priority for us. We know that risks are ever-present and changing all the time, so we remain committed to reviewing and improving our arrangements going forward".
We're recruiting for an Admin Officer - please click here to read more about the job and how to apply.
Kingdom Community Bank is joining credit unions around the world in celebrating International Credit Union Day today - an annual event to commemorate the credit union movement's impact and achievements. This year marks the 73rd anniversary.
Credit unions are not-for-profit financial cooperatives that provide an effective and viable alternative to for-profit financial institutions for more than 291 million members in 118 countries worldwide. More than 86,000 credit unions exist globally, providing a plethora of financial services for their members, recognised as a force for positive economic and social change. Kingdom Community Bank has over 7,000 members and is growing weekly - anybody who lives or works in Fife can join KCB.
Please contact us to find out more about how KCB helps the people of Fife and how we may be able to help you.
In accordance with our Terms and Conditions, Members will know that we apply an administration fee each year for all adult Member accounts. This is in our Rule Book and is voted for by our Members for the effective running of the credit union. An Annual Administration Fee of £5.00 was approved when put to Members for a vote. We are therefore required, under our Rules, to apply this charge to all adult Member accounts. This will be applied today, the first day of our financial year.
Our branch at Methilhill will open from 10am to 1pm Monday to Friday from 09 August, so Members can pop in without having to make an appointment. We still ask that you wear a mask, keep distanced and do what you can to keep yourself and others safe.
Appointments can still be made outwith those hours - just contact us to make an appointment.
Remember - most things can now be done online through our website, not only making it safer for Members, but it is also quicker and easier to apply for a loan, view your account balances, request transfers and ask us questions.
We'd like to thank our Members again for their support and understanding as we've worked hard to keep everybody safe during the pandemic.
We've just updated our list of Frequently Asked Questions and Answers. This is a good place to go to if you have any questions. We regularly review it and update it, helping Members and prospective Members to get answers to their questions quickly and easily, at any time of the day. Before calling us, try going there first - it could save you some of your valuable time.
Members can now access their accounts (savings and loans) through their computer, laptop, tablet or smartphone (it works best on a modern browser on a bigger computer screen). This is a new service, so you'll need to register first to be able to use it. Registration is fast and automated, if we have your up to date details including a mobile phone number, e-mail address and NI number for you. Otherwise, it'll take a little bit longer. Once you have registered, access is easy and doesn't require posting PIN numbers to you. You get to set your own PIN number, which you can change online at any time. Please remember not to share your PIN number with anybody - KCB staff will never ask for your PIN number.
Click here to register for online access
We hope Members find the new system beneficial. Please do e-mail us with any feedback you have.
ISSUE: Bank of Scotland technical problems - resolved
The Bank of Scotland is experiencing technical issues again this morning and cannot provide us with details of benefits payments due to be processed in the system. This means that there will be a delay to benefits payments going into accounts. We're very sorry about this, but it is completely outwith our control. We will process them just as quickly as we can, once we have the data transferred from BoS. We apologise for any inconvenience this may cause some Members.
Our Annual General Meeting will be held on Wednesday 26 May 2021 at 1245hrs using Zoom technology - so you can join from your home. This is an opportunity for our members to have a say in the running of their community bank. To find out more and to book your free place, please click here.
From Monday 10 May our Glenrothes branch will be open Monday to Friday, 1000-1300 and by appointment at other times. So, no need to make an appointment between 10am and 1pm, although we will be restricting the number of people in the branch at any one time in the interests of public health.
We're pleased to announce that the staff team exceeded our target of 1,000,000 steps and exceeded our target of raising £500 for Maggie's Centres. We'd like to thank everybody that made a donation.
KCB staff have walked over 800,000 steps so far this month, closing in on our target of 1,000,000 steps by the end of the month. We're doing this to raise awareness and money for Maggie's Centres.