Tapped - a film and resource from Kingdom Community Bank

Our youth-led initiative, Tapped, tackles illegal money lending through a film and learning toolkit. The film blends storytelling with education to raise awareness, reduce stigma, and empower young people to recognise exploitation and choose safer alternatives.

About the project
The project saw local secondary pupils collaborate with youth workers and professional filmmakers to create a short film and an accompanying suite of educational resources. Together, these materials will form a dynamic learning programme designed to help young people understand financial exploitation, recognise harmful situations, and make informed decisions about credit and debt.


Community need
Professionals across Fife report increasing concerns about the harm caused by illegal money lending, particularly in areas experiencing economic pressure. Evidence gathered by SIMLU confirms that loan shark activity affects communities throughout Scotland, including Dunfermline.

By addressing the issue through education, creativity, and peer-led communication, this project aims to reduce stigma, increase awareness, and strengthen financial resilience among young people and their families.

The project tackles key themes, such as:
• Financial exploitation, coercion, and control
• Youth vulnerability and grooming
• Community impact and stigma
• Empowerment through awareness and education

Locally developed
The project is fully rooted in Dunfermline, with all recruitment, training, filming, and launch activity delivered locally in partnership with schools, youth services, and community organisations.

Specialist support from the Scottish Illegal Money Lending Unit (SIMLU) and YouthLink Scotland ensures the educational materials are authentic, credible, and professionally informed, with the finished toolkit hosted nationally to extend its reach.

Delivery is coordinated through a local partnership led by Kingdom Community Bank alongside Fife Voluntary Action and community partners - combining expertise in financial inclusion, youth engagement, and community development to embed the project within Dunfermline's wider prevention and anti-poverty work.

Led by young people
A cohort of 20 - 30 young people from Dunfermline schools led every stage of production - from scripting and performance to filming and editing. Guided by experienced professionals, participants gained real-world media skills, creative mentoring, and portfolio work that supports pathways into further education or careers in the screen and creative industries.

View the film and/or download the toolkit

The film and toolkit are freely available for use, without amendment, to any third sector organisation or public sector staff in Scotland. Access film & toolkit

This button will be working in days. The film and toolkit launch on 17 March.

Meet the Partners

Tapped was developed by KCB, in partnership with Fife Voluntary Action (FVA). It was part-funded by KCB and FVA, with funding from the Scottish Illegal Money Lending Unit and City of Dunfermline Area Committee, Fife Council.

The funders worked with creative manager Scott Morgan and, film-makers David Izzatt and Adam Stanley, to produce Tapped. Our creative and technical team worked closely with Youth Space Fife to recruit, train and support the highly talented and committed group of young people that were openly recruited from across high schools in Dunfermline. The team then worked with YouthLink Scotland and others to produce the accompanying toolkit.

A lot of partners were involved, and we're grateful to them for their expertise, passion and professionalism in pulling together such a high quality film and toolkit.

Of course, the real stars are the young people who volunteered for the project, undertook training, wrote the script, did the filming, sound, editing and got directly involved in the toolkit too. We'd like to thank all of them - Imaiyal, Cameron, Ryan, Tod, Amelia, Euan, Ciara, David, Olivia, Holly, Charlotte and Ala.